What must Lupita do to receive payment from the Indiana Recovery Fund?

To receive payment from the Indiana Recovery Fund, it is essential for Lupita to obtain a final judgment against the licensee. This requirement is in place because the fund is designed to provide compensation for aggrieved parties who have suffered damages due to actions by a licensed real estate professional. The final judgment serves as a formal legal determination of liability, establishing that the licensee is responsible for the damages claimed. This ensures that claims made against the fund are substantiated through a legal process, providing a clear basis for the fund to disburse payments.

The other options involve steps that are either preliminary to obtaining a judgment or not directly related to filing a claim with the Recovery Fund. Filing a complaint with the commission is typically a differential step for regulatory purposes but does not directly trigger payment. Requesting a refund from the state does not pertain to making a claim against the Recovery Fund, as the fund is intended for compensation after a judgment, not for refunding fees or taxes. Lastly, while there may be administrative aspects involved in processing a claim, paying a processing fee is not a requirement to access the Recovery Fund itself.